To apply for your loan, download and complete our Loan Application Form. Alternatively, to have of our loans officers contact you to discuss a loan complete our Loans Contact Form

Micro & Commercial Business Loans

We are committed to educating, advising, and uplifting local entrepreneurs and business owners to fulfill their maximum potential. Whether you are looking to start a business, optimise or expand your business, we have a number of financing options that are tailored for you.

Visit any of our branches or contact us today to discuss how we can help you better manage and grow your business

Email: loans@bwuccu.com

WE OFFER LOANS FOR:

Startup Capital

  • Secured Loans – get your business idea off to a good start

Flexible Cash Facility and Business Support

  • Secured Lines of Credit – make sure you are always ready for the surprises

Developmental Loans

  • Equipment and Vehicle Loan - for the things that make your business run.

  • Refinancing – we can save you money through consolidation and refinancing

Expansion Loans

  • Commercial Real Estate Loan - real estate loans for a variety of business properties, whether you are buying an existing property or building your own

  • Renovation and Market Penetration – access funds to renovate, assist in marketing, R&D to grow your business.

SMART Micro-Package

Flexible Cash Facility and Business Support*

  • Do you need extra funds at short notice?

  • Do you need to purchase stock or equipment to meet a major order?

Benefits

  • Business Credit Facility of up to $15,000

  • Business loans tailored to your needs (Automobile, Refinance, business expenses etc.)

  • Repayment period up to 5 years

  • Electronic Banking Services

  • SurePay Conveniences

For members that have additional funding needs or are looking to upgrade or expand their existing business.

*Borrower must agree to work with a recommended Business Support Organisation to secure additional assistance to sustain the business

SMART Business Loan

Do you need a major equipment purchase to increase your output?
Do you need to retrofit your business to become more efficient?

Benefits

Choose from any AffinityPlus product and have it tailored to your needs (Loans, Insurance, Commercial mortgage and more.)

  • Attractive interest rate to help your business.

  • Unsecured line of credit up to $20,000

  • Borrow up to $500,000 for commercial mortgages

  • Repayment period up to 15 years.

Loan Requirements:

For all Loan applications, we require:

  • 1 form of Photo identification

  • A recent job letter (no older than 3 months)

  • 2 months’ pay slips (most recent) or 8 weekly payslips

Self-employed persons are required to provide:

  • Business Registration Certificate

  • Financial Statements for the two preceding years

  • Projections for the next two years

  • Bank Statements

Contact us today to make your dream home a reality!

Apply online for your loan. Alternatively, to have one of our Relationship Officers contact you to discuss a loan, complete our Contact Form.